Protects you from financial losses in case of accidental collision, theft of your car in whole or in part, damage caused by natural calamities, and injury driver and passengers.
Home Insurance
Protects you and your family from financial losses due to damages to your home caused by accidental fire, lightning, earthquake, and other associated perils of such events.
Pet Insurance
Insurance for your pets! Protect your furry companions from unfortunate accidents.
Others
For all other insurances such as Personal Accident, Bonds, Personal Liability, Contractor's All Risk Insurance, Engineering, Travel, etc. Get in touch and get it through MECAInsure.
MECA Insure is an online platform that allows people to purchase insurance quick and easy.
Why should I buy insurance through mecainsure.com?
It's easy. We've tried to make the whole insurance process simple and convenient.
Additional Benefits - Our service also provides you claims handling, renewal assistance, prioritization in partner repair shops, etc.
Personalized - You can adjust your coverage based on your needs.
How do I choose which insurance company to go for?
Reputation, price, customer service, and coverages offered are some of the factors you must consider when choosing an insurance company.
MECA Insure helps you through only offering products from reputable and trustworthy insurance companies. We will also act as your representative when dealing with these insurance companies.
What makes MECA Insure different from other online insurance sites?
As a platform backed by 25 years of industry experience, we've learned to put customer experience first. From choosing the right coverage, to handling claims, we've made sure to make the process as easy and hassle-free for our clients.
Behind the platform, real people are here to help. We have a team dedicated to manage your account.
Assessing your house’s reconstruction value is the most important aspect of purchasing Home Insurance. If you have a ready estimate of your house’s value (structure only), you may already use this as the reconstruction value. However, if you do not have an idea, you may use the guide below. Remember, for home insurance, it is always better to overestimate than to underestimate.
Getting a professional appraisal of your house will ensure the most accurate valuation. However, this service can cost you anywhere between PHP10,000 - PHP30,000, or even higher. In appraising your own home’s reconstruction value, the guide below will estimate the value of a conventional home in accordance to the description. In accounting for floor area, only account for the structure and don’t forget to include above-ground and below-ground floor area if any.
Basic - Flooring is mostly carpet or sheet vinyl. Kitchen cabinets are builder’s grade while countertops are laminate or tile. Exterior is vinyl or metal with minimal detailing. (15,000 x Floor Area sqm)
Upscale - Flooring is mostly ceramic tile, hardwood or carpet. Kitchen cabinets are softwood while countertops are natural stone. Parts of the exterior are stucco, brick, or other masonry. (25,000 x Floor Area sqm)
High-end - Flooring is hardwood or top-quality carpet. Kitchen cabinets are hardwood while countertops are granite or quartz. May have built-in bookcases. Exterior is mainly stucco, brick, or other masonry. (45,000 x Floor Area sqm)
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