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| Item | Coverage | Premium |
|---|---|---|
| Own Damage / Theft | 1,730,000 | 25,950.00 |
| Bodily Injury | 50,000 | 195.00 |
| Property Damage | 50,000 | 975.00 |
| Auto Passenger Accident | 400,000 | FREE |
| Acts of Nature | 1,730,000 | FREE |
| Basic Premium | 27,120.00 | |
| Documentary Stamp Tax | 3,390.00 | |
| Value Added Tax | 3,254.40 | |
| Local Government Tax | 54.24 | |
| Gross Premium | ₱ 13,953.93 | |
| Get this Package | ||
Please prepare the following documents in order to fill out details accurately and completely.
List of required documents:
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Valid Government ID
Note: ID should not be expired |
|
|---|---|
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Certificate of Registration and Official Receipt
(OR/CR) |
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Go Back To Home PageSelf assessment of Reconstruction Value
Assessing your house’s reconstruction value is the most important aspect of purchasing Home Insurance. If you have a ready estimate of your house’s value (structure only), you may already use this as the reconstruction value. However, if you do not have an idea, you may use the guide below. Remember, for home insurance, it is always better to overestimate than to underestimate.
Getting a professional appraisal of your house will ensure the most accurate valuation. However, this service can cost you anywhere between PHP10,000 - PHP30,000, or even higher. In appraising your own home’s reconstruction value, the guide below will estimate the value of a conventional home in accordance to the description. In accounting for floor area, only account for the structure and don’t forget to include above-ground and below-ground floor area if any.
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